How to Invest for Growth – Use Your Timeframe – Emerging Markets, International, Growth

Are you interested in a return on investment over the long-term? If so, invest in an emerging market ETF or a growth fund.

Or when you invest is your timeframe now? If so, you may want to buy one of these international value funds:

Columbia International Value Z
DFA International Small Cap Value – Institutional
DFA Tax-Managed International Value

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If Deflation Comes Where Should Your Investment Dollars Go? Gold, Bonds, Cash, Stocks?

As concerns about deflation grow, where should you go with your investment dollars?

Deflation is a sustained period of falling prices.

Some analysts recommend that investors buy bonds, which can do better during deflation.

The problem with bonds right now is that the interest rates are extremely low. There’s so little downside to rates, and if rates climb

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How to Make Your Money Last When You Retire

To have a decent chance at earning returns that are high enough to generate sufficient income initially plus keep pace with inflation, most people will have to invest in a portfolio that contains at least some stocks and bonds. And when you invest in stocks and bonds – as opposed, say, to CDs – you

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Pay less tax when planning for retirement

It’s always a good to idea to make the most of tax-advantaged savings accounts and investments in your retirement planning. They’re a smart way to leverage your savings effort.

But now is an especially important time to make sure you’re not overlooking any opportunities to save and invest in a tax-efficient way.

Why? Well, taxes could soon

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A Roth Conversion and Your Estate Planning Strategy

Converting your traditional IRA to a Roth IRA could have important implications for your estate planning strategy.

Beginning this year, you can convert to a Roth regardless of your income or tax-filing status and spread the pre-tax income equally across 2011 and 2012. Should you decide to do so, it also may be a good idea

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Investing: Declare Your Financial Independence

The first half of the year is over and now is a good time to review your portfolio to be sure you are properly diversified across your target asset allocation.

If you were too busy to rebalance your holdings in January, now is a great time to make any changes.

You may want to take some holdings

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How the New Wealth Taxes Will Hit You

The health-care bill that Congress passed in March contained two surprising new taxes to help pay for the changes: an extra 0.9% levy on wages for couples earning more than $250,000 ($200,000 for singles) and a new 3.8% tax on investment income on those same people (technically, people with “adjusted gross incomes” above those amounts).

Each

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Four Ways to Build Wealth

Most investors know (or should know) the tried-and-true methods to build wealth. Shift money automatically from your paycheck to a savings plan; take advantage of your employer’s matching contributions to 401(k) plans; eliminate (virtually) all consumer debt; track and trim household expenses; reduce investment fees; and, of course, save more than you’re saving now. But

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Saving: Building a Nest Egg on a Part-Time Salary

Question: I’m a full-time student who has a part-time job at a community college. Can I start contributing to an IRA?

Answer: Yes, you almost certainly can. And if you can swing it, you probably should, since contributing to an IRA early in life can be an excellent way to lay the foundation for a more

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Dollar-Cost Averaging: Slightly Lower Returns but Financial Protection

The logic behind dollar-cost averaging is flawed, but the plan makes sense for most investors anyway for reasons that have more to do with paying for protection than seeking reward.

Dollar-cost averaging is a fancy name for a simple concept. Instead of investing a huge chunk of savings into an investment, say a stock mutual fund,

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