Prosperity Trek by Prosperity Concierge » Trek Destinations

Become Resilient to Cope with Adversity and Improve Relationships

Prosperity Concierge — Sun, 21 Aug 2011 21:13:36 +0000

Resiliency helps you to cope with and bounce back from adversity. Building your resilience will help improve your relationships at work and at home.

There are four types of resiliency.

Physical Relience requires a healthy and balanced diet, regular physical activity, adequate sleep and self-care.

Cognitive or mental resilience describes attention, judgment and decision-making skills, during both good

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Being Grateful Helps Us to Be Happy

Prosperity Concierge — Sun, 21 Aug 2011 20:11:50 +0000

Genuinely appreciating the different aspects of your life can improve your well-being. In fact, people who regularly practice gratitude – by writing gratitude lists, for instance – report greater happiness and optimism, have lower levels of stress and depression, and even sleep better at night.Related Activities and Side Trips Asset Allocation and Diversification – Asset Classes Debt

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Money Does Not Guarantee Happiness – The Tendency to Want More

Prosperity Concierge — Wed, 06 Jul 2011 19:57:18 +0000

Having wealth doesn’t guarantee that you’ll be happy. You may still worry but what you worry about is different than what you’d worry about if you weren’t rich.

If you own your business – a dream of many – managing a large fortune composed of liquid and physical assets, scattered in various geographic locations, can be

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Path to Prosperity – More than a Cliché

Prosperity Concierge — Fri, 15 Apr 2011 19:42:43 +0000

The path to prosperity – it’s more than a cliché.

To say that we are on a path to prosperity is to define a destination – a state of well-being, a comfortable lifestyle, an ability to enjoy life and help others.

To say that we are on a path to prosperity is to underscore the many steps

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Cash Flow or Net Worth – Which is More Important?

Prosperity Concierge — Fri, 15 Apr 2011 16:48:26 +0000

Which is more important – cash flow or net worth?

Actually, they’re both important.

Think of cash flow as the micro-financial metric. On a day-to-day basis you need to have a positive cash flow. This means that you have the money to pay the bills – living a lifestyle that you can afford.

Think of net worth as

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Prosocial Spending Makes Us Happy – But we Prefer to Spend on Personal Wants

Prosperity Concierge — Thu, 19 Aug 2010 13:26:59 +0000

Can money buy happiness? Much research has been done that shows that income has a reliable, but weak, relationship with being happy. While incomes have surged in recent decades, happiness levels have remained static, showing no sign of people being happier as a result of their increased income.

A University of British Columbia study (”Spending Money

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Money Can Buy You Time With Family and Friends

Prosperity Concierge — Mon, 16 Aug 2010 12:47:23 +0000

Being with family and friends makes us happy. Studies have found that regularly seeing friends and family can provide a huge boost to our happiness.

Money helps in this regard, allowing you to go out to dinner with neighbors, travel to see old friends, take your family on vacation and go to the theater with your

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Money Can Give You the Happy, Financial Freedom to Pursue Your Passion

Prosperity Concierge — Sun, 15 Aug 2010 15:25:37 +0000

Ideally, you want to spend each day engaged in activities that you find absorbing and satisfying, that you feel you’re good at – and where you feel you’re doing good.

Indeed, happy retirees are typically those who have a sense of purpose, whether it’s volunteering for their favorite causes, coaching a children’s sports team, helping their church

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If You Have Money You Don’t Have to Worry About It – Save and Be Happy

Prosperity Concierge — Sun, 15 Aug 2010 14:35:55 +0000

There are plenty of rich people who constantly worry about money. But, in general, if you save diligently you are going to get to a point where financial worries are relatively rare – you can be financially happy, instead.

The feeling of being financially happy isn’t just for the wealthy. If you live beneath your means

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How We Spend – Buying the Potential for Happiness

Prosperity Concierge — Thu, 05 Aug 2010 17:52:41 +0000

Studies that explore what makes us happy generally reach the same conclusion – we get the most happiness and joy out of time with family and friends or activities that provide general enrichment, such as hobbies.

What the studies show is that it isn’t how much we spend but the quality of the overall experience. So

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Steps to Protect Your Cash Flow

Prosperity Concierge — Tue, 29 Jun 2010 13:24:32 +0000

Here are some steps you can take to protect your cash flow during tough times. It may be a job loss, or large and unexpected medical bills. Whatever the cause, it threatens your income stream or raises your expenses. You’ll need to take drastic measures to restore your cash flow as much as possible.

Eliminate Nonessential Spending

One

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Follow Your Passions to Live a Fulfilled Life

Prosperity Concierge — Wed, 19 May 2010 03:39:04 +0000

Only 20 percent of Americans are passionate about what they do, and that means 80 percent are unhappy, dissatisfied and unfulfilled.

What a powerful and almost alarming statement.

Janet Bray Attwood is a New York Times best-selling author and motivational speaker of “The Passion Test,” a book on how we can live our passions and enjoy our

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Reverse Mortgages to Improve Cash Flow or Provide Spending Money

Prosperity Concierge — Fri, 07 May 2010 18:04:00 +0000

Older homeowners have more options to tap into the equity in their homes: reverse mortgages. The key to using a reverse mortgage is to understand how they can help your cash flow, often providing income to offset expenses in retirement, or enabling additional spending for a vacation getaway or recreation vehicle.

With a reverse mortgage, instead

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Cash Flow Problems: Taking Extreme Measures to Resolve

Prosperity Concierge — Thu, 06 May 2010 12:03:51 +0000

Families resort to a variety of means to stay afloat when they have a severe cash flow problem. Some resort to pricey, often risky alternatives. Some deplete their retirement accounts, tapping 401(k)s for both loans and hardship withdrawals. Some fast-cash options allow homeowners to squeeze equity from their houses – without the burden of monthly

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Prosperity: More than a Portfolio and an Income Stream

Prosperity Concierge — Fri, 23 Apr 2010 02:47:57 +0000

Contemplating life changes on your Prosperity Trek? You will need more than a solid portfolio and income stream during the transition. You may need the skills of a holistic or financial life planner, a person who can listen well, help you plan, ensure your finances are in order and get you motivated to make that

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Finding Enrichment in Life With Friendships

Prosperity Concierge — Mon, 12 Apr 2010 15:00:39 +0000

Friendships offer the shoulder to lean on. The good advice. The unspoken comfort. The good times and the shared laughter. They boost your self-esteem and provide companionship.

It’s not always easy to form the close bonds of friendships, though. It may be especially hard to develop and keep up friendships when your life is hectic —

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The Pursuit of Happiness: The Prosperity Trek

Prosperity Concierge — Sun, 11 Apr 2010 19:05:42 +0000

Happiness Lies in the Trek

Action toward goals other than happiness makes us happy. Though there is a place for vegging out and reading trashy novels, easy pleasures will never light us up the way mastering a new skill or building something from scratch will.

And it’s not crossing the finish line that is most rewarding; it’s

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How Social Networks Can Help Your Prosperity Trek

Prosperity Concierge — Mon, 02 Nov 2009 18:30:50 +0000

Social networks determine social norms and social behavior. What’s acceptable, what’s not acceptable.

Money among them. Academics and other researchers who have dipped a toe into the networking pool are finding that if you’re surrounded by people who save and invest, you’re likely to do the same. And if your pals spend like crazy, well, you’re

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How to be Happy – Experiences, Meaningful Life Goals, Living in the Moment

Prosperity Concierge — Thu, 22 Oct 2009 17:21:01 +0000

How can we truly feel happy right now?

1. Spend $20 on an experience rather than an item. A recent study from San Francisco State University shows that you’ll feel more invigorated by doing things than by purchasing things. Money spent on theater tickets, ski trips, or fine dining brings more pleasure than that spent on

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Happiness: Experiences, Goals, the Moment, Relationships

Prosperity Concierge — Fri, 09 Oct 2009 17:49:08 +0000

Here are a few ways to be happy.

Experiences

Spend $20 on an experience rather than an item. Studies show that you’ll feel more invigorated by doing things than by purchasing things. They call this “hedonistic pleasure”. Money spent on theater tickets, ski trips, or fine dining brings more pleasure than that spent on designer jeans, diamonds,

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