This step on your prosperity trek…
This is an informational step.
Here is Prosperity Concierge’s current asset allocation investment recommendation for your long-term portfolio.
Long-Term Investment Allocation
(for funds not needed for at least 5 years)
65% Emerging Markets (with a concentration in Brazil)
30% U.S. Large Cap (with a concentration in technology (hardware and software))
5% Energy and other Natural Resources
Asset Allocation Advice
Here is related
Continue reading Trek III: Wealth and Prosperity: Asset Accumulation: Long-Term Portfolio Recommendation
Many lessons that athletes learn on the field can apply for all investors and portfolio managers too. The keenest lesson is that when the calls are not going your way or your best sluggers are sluggish, sometimes swinging for the fences is not the right approach. Especially in an uncertain investment environment, your best offense
Continue reading Defensive Strategies in Uncertain Investment Environment
Goal-based investing is having a focus on goals – rather than portfolio performance – to determine the annual income you’ll need for retirement or other goals.
As defined benefit plans fade into history, more American workers are confronting the fact that they will need to be much more active in deciding how to allocate their retirement
Continue reading Trek III: Goal-Based Investing
Asset classes have varying degrees of volatility.
Generally, the closer you are to your objective the more you should be invested in less volatile asset classes. This argument has merit for objectives such as college education or travel when a definite withdrawal from your investments is expected. It also has merit for a new retiree who
Continue reading Trek III: Know Your Time Horizon
Before you begin to design your investment portfolio’s asset allocation you need to get a handle on three things:
Your Goals
Your Risk Tolerance
Your Time Horizon
You’ll want to build a portfolio that’s low-cost, easy to maintain and tax-efficient. That means that you’ll want to take a close look at passive index portfolios. You can
Continue reading Trek III: Your Asset Allocation
You may have found some asset classes that are well-aligned with your investment time horizon. However, your portfolio may be overly concentrated in some asset classes that overly-expose you to specific risks. Diversification reduces risk but doesn’t eliminate it. As an investor you should be concerned that you know the risks inherent in an investment,
Continue reading Trek III: Risk and Your Portfolio
To have good investment growth with the potential for reduced volatility and risk you should strongly consider investing globally. By incorporating international stocks into your portfolio you are tapping into a market that contains many great companies. You also get exposure to currency changes which has the potential to protect you from future
Continue reading Trek III: Invest Globally
