Prosperity Trek by Prosperity Concierge » Asset Allocation Recommendation

Trek III: Wealth and Prosperity: Asset Accumulation: Long-Term Portfolio Recommendation

Prosperity Concierge — Fri, 18 Sep 2009 18:07:24 +0000

This step on your prosperity trek… This is an informational step.

Here is Prosperity Concierge’s current asset allocation investment recommendation for your long-term portfolio.

Long-Term Investment Allocation

(for funds not needed for at least 5 years)

65% Emerging Markets (with a concentration in Brazil) 30% U.S. Large Cap (with a concentration in technology (hardware and software)) 5% Energy and other Natural Resources Asset Allocation Advice

Defensive Strategies in Uncertain Investment Environment

Prosperity Concierge — Wed, 02 Sep 2009 17:12:04 +0000

Many lessons that athletes learn on the field can apply for all investors and portfolio managers too. The keenest lesson is that when the calls are not going your way or your best sluggers are sluggish, sometimes swinging for the fences is not the right approach. Especially in an uncertain investment environment, your best offense

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Trek III: Goal-Based Investing

Prosperity Concierge — Fri, 21 Aug 2009 19:06:51 +0000

Goal-based investing is having a focus on goals – rather than portfolio performance – to determine the annual income you’ll need for retirement or other goals.

As defined benefit plans fade into history, more American workers are confronting the fact that they will need to be much more active in deciding how to allocate their retirement

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Trek III: Know Your Time Horizon

Prosperity Concierge — Tue, 21 Jul 2009 03:50:12 +0000

Asset classes have varying degrees of volatility.

Generally, the closer you are to your objective the more you should be invested in less volatile asset classes. This argument has merit for objectives such as college education or travel when a definite withdrawal from your investments is expected. It also has merit for a new retiree who

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Trek III: Your Asset Allocation

Prosperity Concierge — Fri, 10 Jul 2009 21:44:30 +0000

Before you begin to design your investment portfolio’s asset allocation you need to get a handle on three things:

Your Goals Your Risk Tolerance Your Time Horizon

You’ll want to build a portfolio that’s low-cost, easy to maintain and tax-efficient. That means that you’ll want to take a close look at passive index portfolios. You can

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Trek III: Risk and Your Portfolio

Prosperity Concierge — Thu, 09 Jul 2009 01:39:40 +0000

You may have found some asset classes that are well-aligned with your investment time horizon. However, your portfolio may be overly concentrated in some asset classes that overly-expose you to specific risks. Diversification reduces risk but doesn’t eliminate it. As an investor you should be concerned that you know the risks inherent in an investment,

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Trek III: Invest Globally

Prosperity Concierge — Mon, 06 Jul 2009 18:08:29 +0000

To have good investment growth with the potential for reduced volatility and risk you should strongly consider investing globally. By incorporating international stocks into your portfolio you are tapping into a market that contains many great companies. You also get exposure to currency changes which has the potential to protect you from future

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