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	<title>Prosperity Trek by Prosperity Concierge &#187; Disability Insurance</title>
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	<description>The trek to prosperity, step by step. Improve cash flow, build net worth, enjoy life and give back. To earn, spend, save and invest for happiness and fulfillment.</description>
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		<title>Cash Flow: Protect</title>
		<link>http://prosperityconcierge.com/trek/t/q1/p1p1intro-cash-flow-protect/</link>
		<comments>http://prosperityconcierge.com/trek/t/q1/p1p1intro-cash-flow-protect/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 03:08:50 +0000</pubDate>
		<dc:creator>Prosperity Concierge</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Trek I Improve Cash Flow]]></category>

		<guid isPermaLink="false">http://prosperityconcierge.com/trek/?p=10902</guid>
		<description><![CDATA[<p>The activity: Protect your income and assets.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Easy</p>
<p>This portion of the trek has activities to protect your income and assets.</p>
Activities to Protect Income

disability insurance
emergency fund

Activities to Protect Assets

health care insurance
life insurance
property insurance
estate planning
umbrella insurance
long-term care insurance

<p>Related Activities and Side Trips

Charitable <p>Continue reading <a href="http://prosperityconcierge.com/trek/t/q1/p1p1intro-cash-flow-protect/">Cash Flow: Protect</a></p>]]></description>
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		<series:name><![CDATA[Improve Cash Flow in Prosperity Quadrant I]]></series:name>
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		<item>
		<title>Trek IV Special Situations: Get Disability Insurance</title>
		<link>http://prosperityconcierge.com/trek/t/q4s/p4seaae-disability-insurance/</link>
		<comments>http://prosperityconcierge.com/trek/t/q4s/p4seaae-disability-insurance/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 00:54:19 +0000</pubDate>
		<dc:creator>Prosperity Concierge</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Trek IV Special Situations]]></category>

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		<description><![CDATA[<p>Disability insurance is a necessity during your working years.  In fact, you are more likely to become disabled than die prior to retirement.  If you become disabled your income and cash flow are in jeopardy unless you have disability insurance.</p>
<p>Many employers provide disability insurance as a benefit.  If your employer offers disability <p>Continue reading <a href="http://prosperityconcierge.com/trek/t/q4s/p4seaae-disability-insurance/">Trek IV Special Situations: Get Disability Insurance</a></p>]]></description>
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		<series:name><![CDATA[Special Situations in Prosperity Quadrant IV]]></series:name>
	</item>
		<item>
		<title>Trek II: Get Disability Insurance</title>
		<link>http://prosperityconcierge.com/trek/steps/earn-steps/disability-insurance/p2eaae-disability-insurance/</link>
		<comments>http://prosperityconcierge.com/trek/steps/earn-steps/disability-insurance/p2eaae-disability-insurance/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 00:51:53 +0000</pubDate>
		<dc:creator>Prosperity Concierge</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Trek II Build Net Worth]]></category>
		<category><![CDATA[tax-free]]></category>

		<guid isPermaLink="false">http://prosperityconcierge.com/trek/t/q2/p2eaae-disability-insurance/</guid>
		<description><![CDATA[<p>Disability insurance is a necessity during your working years. In fact, you are more likely to become disabled than die prior to retirement. If you become disabled your income and cash flow are in jeopardy unless you have disability insurance.</p>
<p>Many employers provide disability insurance as a benefit. If your employer offers disability insurance check the <p>Continue reading <a href="http://prosperityconcierge.com/trek/steps/earn-steps/disability-insurance/p2eaae-disability-insurance/">Trek II: Get Disability Insurance</a></p>]]></description>
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		<series:name><![CDATA[Build Net Worth in Prosperity Quadrant II]]></series:name>
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		<item>
		<title>Trek III: Get Disability Insurance</title>
		<link>http://prosperityconcierge.com/trek/t/q3/p3eaae-disability-insurance/</link>
		<comments>http://prosperityconcierge.com/trek/t/q3/p3eaae-disability-insurance/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 03:13:14 +0000</pubDate>
		<dc:creator>Prosperity Concierge</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Trek III Accumulate Assets]]></category>

		<guid isPermaLink="false">http://prosperityconcierge.com/trek/t/q3/p3eaae-disability-insurance/</guid>
		<description><![CDATA[<p>Disability insurance is a necessity during your working years.  In fact, you are more likely to become disabled than die prior to retirement.  If you become disabled your income and cash flow are in jeopardy unless you have disability insurance.</p>
<p>Many employers provide disability insurance as a benefit.  If your employer offers disability <p>Continue reading <a href="http://prosperityconcierge.com/trek/t/q3/p3eaae-disability-insurance/">Trek III: Get Disability Insurance</a></p>]]></description>
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		<slash:comments>0</slash:comments>
	
		<series:name><![CDATA[Wealth &amp; Prosperity in Prosperity Quadrant III]]></series:name>
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		<item>
		<title>Cash Flow: Protect: Disability Insurance</title>
		<link>http://prosperityconcierge.com/trek/t/q1/p1eaae-disability-insurance/</link>
		<comments>http://prosperityconcierge.com/trek/t/q1/p1eaae-disability-insurance/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 03:09:34 +0000</pubDate>
		<dc:creator>Prosperity Concierge</dc:creator>
				<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Trek I Improve Cash Flow]]></category>
		<category><![CDATA[benefit]]></category>
		<category><![CDATA[disabled]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax-free]]></category>

		<guid isPermaLink="false">http://prosperityconcierge.com/trek/?p=2847</guid>
		<description><![CDATA[<p>The activity: Ensure that you have disability insurance to protect your cash flow.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Easy to Moderate</p>
<p>Disability insurance is a necessity during your working years. In fact, you are more likely to become disabled than die prior to retirement. If you <p>Continue reading <a href="http://prosperityconcierge.com/trek/t/q1/p1eaae-disability-insurance/">Cash Flow: Protect: Disability Insurance</a></p>]]></description>
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		<slash:comments>0</slash:comments>
	
		<series:name><![CDATA[Improve Cash Flow in Prosperity Quadrant I]]></series:name>
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