Prosperity Treks

Special Situations: Live Within Your Means: Reduce College Education Costs

This is activity 22 of 30 in the Special Situations in Prosperity Quadrant IV trek.

The terrain: Prosperity Quadrant IV (negative cash flow; positive net worth).
The trek: To improve cash flow and use net worth to supplement income.
This activity on the trek: Reduce college education costs.
This activity suitable for: Families that have someone in college or planning for future college expenses.
Difficulty rating: Moderate to Difficult

College costs are rising,

Continue reading Special Situations: Live Within Your Means: Reduce College Education Costs

Categories: Education, Trek IV Special Situations | Comments are closed

Cash Flow: Live Within Your Means: Reduce College Education Costs

This is activity 14 of 31 in the Improve Cash Flow in Prosperity Quadrant I trek.

The activity: Reduce college education costs.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
This activity suitable for: Families that have someone in college or planning for future college expenses.
Difficulty rating: Moderate to Difficult

College costs are rising, student debt is mounting, and most Americans say college fails to

Continue reading Cash Flow: Live Within Your Means: Reduce College Education Costs

Categories: Education, Trek I Improve Cash Flow | Comments are closed

How to Hurt Your Credit Score Without Really Trying

You don’t have to put a lot of effort into it to hurt your credit score. Just a misstep or two is all that’s required.

Let’s look at a few ways your credit card could get dinged.

Paying Late

Credit card companies are notoriously prickly about late payments — even a payment that’s late by a few

Continue reading How to Hurt Your Credit Score Without Really Trying

Categories: General Spending Tips, Reduce Debt | Leave a comment

How to Reduce Property Taxes

Even if the housing market softens, many homeowners are discovering one place where their property values remain at peak levels: on local property-tax rolls.

Because many local governments assign values to properties in their jurisdictions only once every three or more years, many homes still carry assessments from the market’s peak.

Some of these valuations are only now being

Continue reading How to Reduce Property Taxes

Categories: Housing Costs, Taxes | Leave a comment

Trek IV: Special Situations: Live Within Your Means: Introduction

This is activity 2 of 30 in the Special Situations in Prosperity Quadrant IV trek.

We’ll focus on two types of steps for the “live within your means” part of the trek.

Earning Steps

understanding how we can add value in what we do
career moves we can make that will improve our income
strategies that we can use to find a job
creative ways to improve our income stream

Spending Steps

understanding the factors that

Continue reading Trek IV: Special Situations: Live Within Your Means: Introduction

Categories: Earning, Spending, Trek IV Special Situations | Leave a comment

Cash Flow: Live Within Your Means

This is activity 2 of 31 in the Improve Cash Flow in Prosperity Quadrant I trek.

The activity: Explore how to live within your means.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Easy

This portion of the trek has activities to live within your means.

Activities to Earn

understanding how we can add value in what we do
career moves we can make that will improve our income
strategies that

Continue reading Cash Flow: Live Within Your Means

Categories: Earning, Spending, Trek I Improve Cash Flow | One comment

Free Products and Services to Improve Your Lifestyle

Reduce your spending, freeing up cash from your cash flow to reduce your debt, getting debt relief and keeping you moving toward prosperity. Save money and improve your lifestyle – for free!

Free TV and Movies
At Hulu.com, you can watch full episodes of more than 300 shows from NBC Universal and Fox stations, including The Simpsons,

Continue reading Free Products and Services to Improve Your Lifestyle

Categories: General Spending Tips | Comments are closed

Lower More Home Energy Costs

This is activity 21 of 30 in the Special Situations in Prosperity Quadrant IV trek.

To save even more money on energy costs at home these are steps that can produce substantial savings:

Add insulation to the attic.

Make sure you have 10″ to 12″ of insulation between joists in your
unfinished attic floor.
If you have a pull-down door to the attic use an attic tent made of
fabric-covered insulation that allows you to

Continue reading Trek IV Special Situations: Lower More Home Energy Costs

Categories: Energy Costs, Trek IV Special Situations | Leave a comment
 
  Older Entries »