Lower Transportation Costs

This is activity 19 of 30 in the Special Situations in Prosperity Quadrant IV trek.

Consider these changes to save money on transportation costs. Owning a car is a significant expense for most

Cash Flow: Live Within Your Means: Reduce Automobile Costs (Part II)

This is activity 20 of 31 in the Improve Cash Flow in Prosperity Quadrant I trek.

The activity: Reduce your automobile purchase and maintenance costs.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Moderate to Strenuous

Consider lifestyle changes to save money on transportation costs. Owning a car is a significant expense for most families. So it makes sense to improve cash flow by looking for

Continue reading Cash Flow: Live Within Your Means: Reduce Automobile Costs (Part II)

Reduce Car Ownsership Costs

This is activity 13 of 30 in the Special Situations in Prosperity Quadrant IV trek.

Looking for ways to spend less to drive your car? Consider these steps:

1. Drive Less
Not using your car as much will help it to last longer. Look for opportunities to replace some of your driving trips with walking, biking, carpooling or using public transportation.

2. Make Fewer Short Trips
Short trips of less than 10 minutes can

Continue reading Trek IV Special Situations: Reduce Car Ownsership Costs

Cash Flow: Live Within Your Means: Reduce Automobile Costs (Part I)

This is activity 13 of 31 in the Improve Cash Flow in Prosperity Quadrant I trek.

The activity: Reduce your automobile purchase and maintenance costs.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Easy to Moderate

Here are tips to reduce your auto expense:

1. Drive Less
Not using your car as much will help it to last longer. Look for opportunities to replace some of your driving

Continue reading Cash Flow: Live Within Your Means: Reduce Automobile Costs (Part I)

Trek IV: Special Situations: Live Within Your Means: Auto Insurance

This is activity 9 of 30 in the Special Situations in Prosperity Quadrant IV trek.

This step on your prosperity trek…
This is an action step for families that have auto insurance.
This step will improve cash flow and build net worth by reducing auto insurance costs.
Difficulty rating: Moderate

There are plenty of ways you can lower your insurance costs. Here are some tips:

Reduce Coverage

Reduce coverage for an older vehicle. If the economic

Continue reading Trek IV: Special Situations: Live Within Your Means: Auto Insurance

Cash Flow: Live Within Your Means: Reduce Auto Insurance Costs

This is activity 9 of 31 in the Improve Cash Flow in Prosperity Quadrant I trek.

The activity: Reduce auto insurance costs.
The trek: Improve cash flow.
The terrain: Prosperity Quadrant I (negative cash flow; negative net worth).
Difficulty rating: Easy to Moderate

Here are some tips to lower your insurance costs:

Reduce Coverage

Reduce coverage for an older vehicle. If the economic downturn has forced you to hold on to a car that’s running on borrowed time,

Continue reading Cash Flow: Live Within Your Means: Reduce Auto Insurance Costs