Become Resilient to Cope with Adversity and Improve Relationships

Resiliency helps you to cope with and bounce back from adversity. Building your resilience will help improve your relationships at work and at home.

There are four types of resiliency.

Physical Relience requires a healthy and balanced diet, regular physical activity, adequate sleep and self-care.

Cognitive or mental resilience describes attention, judgment and decision-making skills, during both good

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Have the Right Temperament for Investing

Warren Buffett, one of the world’s most successful investors, famously claimed that the most important quality for an investor is temperament, not intellect. To be successful, you need to stay calm and rational during the market’s boom and bust cycles and avoid falling victim to the market’s herd instincts.

Even during dull market days, it takes

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Pay Yourself First with Easy Dollar-Cost Averaging

Saving and investing isn’t hard, but to make it easy you need to treat it like a bill. When your paycheck comes in each month, you pay your bills, right? So treat investing like a bill. If you want to max out your Roth IRA, divide the maximum contribution by 12 and send that amount

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Your Career - Signs it May Have Stalled and How to Get it Back on Track

Signs Your Career Has Stalled

Your career can lose power for many reasons: a lack of opportunities, industry changes and plain old boredom are just a few of them.

Are you wondering whether your career has stalled? Here are some of the top warning signs, according to experts:

1. Your role and responsibilities haven’t changed in a few

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Debt Problem - Signs to Look For - When to Get Help to Control Debt

The line between a future of financial solvency and one of distress is thinner than you might think.

Unfortunately, many people don’t realize they’re on the wrong side of that divide until it’s too late.

You could call it the ostrich syndrome. You know that things aren’t good, but you just don’t want to face up to

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How to Hurt Your Credit Score Without Really Trying

You don’t have to put a lot of effort into it to hurt your credit score. Just a misstep or two is all that’s required.

Let’s look at a few ways your credit card could get dinged.

Paying Late

Credit card companies are notoriously prickly about late payments — even a payment that’s late by a few

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Reduce Spending and Debt by Looking at Variable Expenses

The best way to begin getting the debt and spending under control is to reduce your monthly expenses. And one good place to start is to focus on reducing your variable expenses.

Variable expenses include those that can be changed or eliminated entirely.

Variable expenses are those that fluctuate each month, such as clothing, food, entertainment, vacations,

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Pay Down Debt or Save for Retirement?

As important as it is to start saving for retirement early, you may be better off tackling your consumer debt first. In some cases, the amount of debt you have not only affects your budget today, but it can significantly limit your options in the future. So if you’re contemplating whether to pay down your

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