Prosperity Trek by Prosperity Concierge » Portfolio Rebalance http://prosperityconcierge.com/trek The trek to prosperity, step by step. Improve cash flow, build net worth, enjoy life and give back. To earn, spend, save and invest for happiness and fulfillment. Sun, 21 Aug 2011 21:20:25 +0000 http://wordpress.org/ en hourly 1 Rebalance to Reduce Your Portfolio Risk http://prosperityconcierge.com/trek/trek-how-to/building-how-to/asset-allocation-how-to/rebalance-reduce-portfolio-risk/ http://prosperityconcierge.com/trek/trek-how-to/building-how-to/asset-allocation-how-to/rebalance-reduce-portfolio-risk/#comments Wed, 14 Jul 2010 02:37:53 +0000 Prosperity Concierge http://prosperityconcierge.com/trek/?p=9732 Having an allocation of stocks, bonds, and short-term investments appropriate for your goals and tolerance for risk is important, especially when the market is volatile and you may be tempted to make short-term moves.

Although unnerving at the time, history has shown that some of the worst short-term losses in the stock market were often followed

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]]> http://prosperityconcierge.com/trek/trek-how-to/building-how-to/asset-allocation-how-to/rebalance-reduce-portfolio-risk/feed/ 0 Investing in Riskier Asset Classes Using the “Risk Budgeting” Approach http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/investing-riskier-asset-classes-risk-budgeting-approach/ http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/investing-riskier-asset-classes-risk-budgeting-approach/#comments Mon, 12 Jul 2010 13:35:26 +0000 Prosperity Concierge http://prosperityconcierge.com/trek/?p=9720 For most individual investors it pays to have a long-term perspective and not worry about volatility. You can focus on long-term goals and the current environment by using a ”risk budgeting” approach to investing. It isn’t the same as market timing and it keeps the long term in mind. It shares its philosophy with Warren Buffett, who advised us to

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]]> http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/investing-riskier-asset-classes-risk-budgeting-approach/feed/ 0 Market Volatility: Your Behavior Decides if it is Good or Bad http://prosperityconcierge.com/trek/trek-how-to/building-how-to/investment-vehicles-how-to/market-volatility-behavior-decides-good-bad/ http://prosperityconcierge.com/trek/trek-how-to/building-how-to/investment-vehicles-how-to/market-volatility-behavior-decides-good-bad/#comments Tue, 18 May 2010 00:45:07 +0000 Prosperity Concierge http://prosperityconcierge.com/trek/?p=9324 Volatility isn’t bad in itself. It’s your reaction to it that matters most.

Psychological experiments have shown that the stress induced by watching the market heave up and down may lead you to try to lock in your gains by selling your winners, often before you should. The market has always been unpredictable.

There are useful, productive

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]]> http://prosperityconcierge.com/trek/trek-how-to/building-how-to/investment-vehicles-how-to/market-volatility-behavior-decides-good-bad/feed/ 0 Every Investor Should Have Investment Rules for Asset Allocation and Rebalancing http://prosperityconcierge.com/trek/trek-how-to/building-how-to/asset-allocation-how-to/investor-investment-rules-asset-allocation-rebalancing/ http://prosperityconcierge.com/trek/trek-how-to/building-how-to/asset-allocation-how-to/investor-investment-rules-asset-allocation-rebalancing/#comments Thu, 08 Apr 2010 13:03:19 +0000 Prosperity Concierge http://prosperityconcierge.com/trek/?p=8649 When markets rise or fall, your investment rules tell you exactly what to do with your investment money so that you stay on track to build wealth. You should  have an “investment policy” comprised of  two types of investment rules.

Asset Allocation

The first set of rules are the asset allocation rules. You decide what percentage of your

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]]> http://prosperityconcierge.com/trek/trek-how-to/building-how-to/asset-allocation-how-to/investor-investment-rules-asset-allocation-rebalancing/feed/ 0 How do you Beat the Street? http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/beat-street/ http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/beat-street/#comments Mon, 21 Dec 2009 13:28:57 +0000 Prosperity Concierge http://prosperityconcierge.com/trek/?p=7058 Using an ETF strategy may help you achieve better investment returns than the overall market.

Start by buying ETFs that mimic broad indexes. Then use 200-day moving averages and sector rotation shifts to balance and rebalance your portfolio as needed – not daily, but at least several times a year.

This is what large investment firms can’t do, for

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]]> http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/beat-street/feed/ 0 Timing Portfolio Rebalancing – When to Rebalance http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/timing-your-rebalancing/ http://prosperityconcierge.com/trek/trek-how-to/building-how-to/portfolio-rebalance-how-to/timing-your-rebalancing/#comments Tue, 16 Jun 2009 11:16:00 +0000 Prosperity Concierge http://prosperityconcierge.com/trek/trek-how-to/timing-your-rebalancing/ When you should rebalance your investments is an important decision. It goes along with all of the other important decisions such as coming up with your allocation percentages.

If you have studied your investment temperament, studied your prosperity goals (so that you know when you will need to start tapping into your funds) and have

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