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Saving and investing isn’t hard, but to make it easy you need to treat it like a bill. When your paycheck comes in each month, you pay your bills, right? So treat investing like a bill. If you want to max out your Roth IRA, divide the maximum contribution by 12 and send that amount Continue reading Pay Yourself First with Easy Dollar-Cost Averaging There are plenty of rich people who constantly worry about money. But, in general, if you save diligently you are going to get to a point where financial worries are relatively rare – you can be financially happy, instead. The feeling of being financially happy isn’t just for the wealthy. If you live beneath your means Continue reading If You Have Money You Don’t Have to Worry About It – Save and Be Happy Here are some steps you can take to protect your cash flow during tough times. It may be a job loss, or large and unexpected medical bills. Whatever the cause, it threatens your income stream or raises your expenses. You’ll need to take drastic measures to restore your cash flow as much as possible. Eliminate Nonessential Spending One Continue reading Steps to Protect Your Cash Flow There are loans to pay for a house, a car, or college tuition, but there are aren’t many ways to fund your retirement without saving. That’s why we believe that saving for retirement should generally be the top priority for Americans under 65. But even before that, we suggest setting aside three to six months of expenses Continue reading Establish your Savings Priorities – Your Savings Hierarchy Investing regularly can help lower the average cost of your purchases. Investing a certain amount of money each month or quarter helps ensure you won’t pay for all your shares at market highs. This strategy – known as dollar cost averaging – also reduces “emotion” from investing, helping investors avoid selling weak performers just prior to an Continue reading Investing Regularly – Dollar Cost Averaging |
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